For the quarter ended December 2025, Sallie Mae (SLM Quick QuoteSLM - Free Report) reported revenue of $377.06 million, up 4.1% over the same period last year. EPS came in at $1.12, compared to $0.50 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $378.46 million, representing a surprise of -0.37%. The company delivered an EPS surprise of +18.22%, with the consensus EPS estimate being $0.95.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Sallie Mae performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 5.2% versus 5.2% estimated by two analysts on average.
• Net Interest Income: $377.06 million versus the two-analyst average estimate of $378.46 million.
• Other income: $33.5 million versus the two-analyst average estimate of $33.35 million.
• Total Non-Interest Income: $77.05 million versus the two-analyst average estimate of $56.99 million.

View all Key Company Metrics for Sallie Mae here>>>

Shares of Sallie Mae have returned -4.5% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.